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that show so many examples of how experience and time overcomes many of the inadequacies you may have been born to, and stick with your goals over a long period of time - you start to see results. Here are a few of the long term goals I have been designing
I have started them, knowing it would take a long term investment, constant redesign and some study to see results :
1) Having children:
-they were both planned,
-I read lots of books, went to seminars to get the outline of how it should be done...
-got involved with parent groups when they were little
-volunteered with Girl Guides and Sea Cadets
-volunteered with the P.A.C. and other items.- To see how it was actually being done.
Result - after parenting for 17 years I am seeing some positive results.. I like the outcome, knowing what to look for and what questions to ask has been key, to understanding that I have been a success.
A) you can plan, but probably the needs of the children will become obviously different than what you thought,
b) Play more than you think you should, they are teenagers sooner than you think
c) take holidays with your kids - it is the best gift you can give all of you that none of the books or seminars teach.
2) Investing
I chose real estate: for some that seems risky and I have broken some of the rules and found new ways to do things that just stun other people as they just didn't know.
-had my student loans pay for my morgage for 7 years
-built 7 years worth of equity in a house that everyone said to demolish.
-I had been to city hall, looked at the city plans, watched, went to development meetings.
-That little house I now rent out, has refinanced me many times while going through school and raising kids.
and has doubled in Value since I purchased it.
-It allowed me, with some help, and knowing when the right time to ask for help( which is key), in purchasing the next house.
I will admit I am on the high side of risk at the moment, (yes a few nights of numbing worry) but I know where my cards are, I know my end game, time has been invested and relationships built, because of going out on a limb. By the 3rd house purchase, I am still learning about agents, inspections and values and it is very exciting. ( but you have to have interest)
-know the area you are going to purchase. A friend recently laughed at the price on a property and asked me to guess what it was worth. I was pretty close as I undestood the value that piece of property had to this town, to the people who owned it and why the location was amazing. ( in a few years it will be anyway - so if you have 4 million.. yeah! )
More importantly, a home has been made each time.
a) Pay off your credit cards
b) get a great mortgage broker and investment adviser and a Rock Star Realtor who is going to fight for you and only you!
c) understand your equity and the land around where you are planning to purchase.
3) Education:
When I graduated from high school it was a big deal. My mom was not allowed, as she had to run the family store in Whitby Ont. and my dad finished school in a tiny little school room in town called Burns Lake BC. Not many of them went on to post secondary. My dad tried a year, but the change was to big, the city to overwhelming and from his stories, the girls were rather rude if you didn't have a car!
My grandmother once wrote me about how glad she was I could now joint the typing pool. Words that have never left me. Thankfully though I was kicked out of Grade 8 French and put in typing. So she was right! And as the The Tipping Point
says, it is time in and practice that make the difference. I never would have chosen typing, but once you have the lower level credit, it can't be wasted so I went on to the electronic type writers in high school and though I failed computer science, it was more from skipping class and typing poetry than anything. The "point" is when computers became important.. I had a skill that some did not and even into my thirties I used it to my benefit. When email arrived, I was teaching people at "THAT" booth in the mall that was trying to sign you up for the internet. They thought we were NUTS! Koodos to Dowco Internet for being ahead of the game! I look at my education portion on my resume and it is starting to look a little nuts at 40 if I look at all the seminars and certifications. I had kids in my 20s so all I could see was little seminars and training days. and by the time I was thirty and hadn't gone to university I decided to figure that out as well. I am UFV Alumni 2009 with my Bachelor of Fine Arts. I was terrified of the first day I went into register as no one had ever told me I could just go.... I thought I had to "Get In" Luckily the woman behind the desk was 10 years older and had had the same experience. She recognized me. And I kept learning about something I love. I often hear about how the to fortune 500 CEO's who don't have a bachelor degree like I have.. and NO you don't need one. No one does, but I understand the world so much better now, I have better questions than before and I have much better tools than I had before to figure out my world when there is a question. OH and yeah I got to have the "university experience" as my kids were gone weekends. So the pubs, the parties and the fun I missed having kids young, I tasted in proportion and don't have the "missing' feeling I had before.
a) Education can be fun
b) It won't get you The Starbucks Experience or a job there.
c) You will have bigger network of Alumni brotherhood, than if you didn't go! and you will be a better team player.
This supposed to by my Gratuity Blog/Log and I am on day 20 something of 90... so I should get back on track.. I am often side tracked so one of my projects will be top ten time wasters and how to fix it! It will be posted on my other website once I get the blog back up on the front page at www.socialsitetonight.com which is my Six Figure Mentors site find the best back office for learning online internet marketing.
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